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The Uniform Residential Loan Application Form 1003 is a four-page document downloadable for viewing and printing via Adobe Acrobat Reader.

Download Loan Application Form 1003

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The Uniform Residential Loan Application Form 1003 is a legal size document. Please print on legal size paper or shrink to letter size in Adobe Acrobat Reader before printing.

Form 1003 Instructions

Information Required Upon Loan Application:

Salaried Borrowers:

1
Paycheck stubs to cover most recent 30-day period.

2
Previous two years W-2's.

Self-employed Borrowers:

1
Previous two years signed tax return (all schedules including K' - I's if applicable).

2
Previous two years corporate/partnership tax return if own 25% or more of company.

3
Year-to-date profit and loss statement and balance sheet.

All Borrowers:

1
Completed Uniform Residential Loan Application.

2
Checking and savings statements for last three months (all pages).

3
Previous three months bank statements on all asset accounts: checking, savings, CD's, stocks, 401-K, etc.

4
Name, address, phone number and loan number of previous mortgage company or landlord.

5
Names, addresses, account numbers, balances and monthly payments on all open loans and credit cards.

6
Fully executed sales contract and copy of earnest money check.

7 Settlement statement or contract on previous house (if applicable).

8 Document source of funds.

9
Gift letter, copy of gift check and deposit slip (if applicable).

10
Lease agreement and warranty deed or note on all rental property.

11
Car title if paid in full and less than 4 years old.

12 Final divorce decree and proof of child support (if applicable).

13 Bankruptcy papers and explanation (if applicable).

14 Explanation of any large deposits.

15 Relocation agreement.

VA Loan:

1
Copy of DD-214 Discharge Paper.

2 Original Certificate of Eligibility.

3 Name and address of nearest living relative.

FHA Loan:

1
Copy of drivers license and social security card.

Purchase/Refinance Loans:

1
Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities.

2
If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.

3
If you own rental property, please provide rental agreements and two years tax returns.

4
If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.

5
Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.

6
If you are requesting a cash out refinance please provide a letter explaining what you plan to do with the proceeds.

7 Provide copy of divorce decree if applicable.

8 If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.

Credit Lines/Home Equity Loan:

1
Complete and sign 3 or 4 page residential loan application Form 1003 and attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities.

2
If you are salaried: provide two years W-2 and one month of paystubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement.

3
If you own rental property, please provide rental agreements and two years tax returns.

4
Please provide a copy of the note on your 1st mortgage. This will normally be found in your closing loan documents.

5
Please provide a signed letter explaining what you plan to do with the proceeds.

6
Provide copy of divorce decree if applicable.

7 If you are NOT a US citizen provide us with a copy of your green card (front & back), or if you are NOT a permanent resident provide us with your H-1 or L-1 visa.

Download Form 1003 - Uniform Application Now!